AI-powered expense tracking with gamified savings. Connect your bank, set goals, earn XP for staying on budget.
Drag the sliders. Watch how Rupya calculates exactly what you can safely spend today — after bills, goals, and savings.
Each feature is a quest. Scroll to unlock them all and earn XP.
Link HDFC, ICICI, SBI and 60+ banks instantly via India's RBI-regulated AA framework. No credentials needed.
One magic number. Updated daily. It's your income minus bills, goals, and what you've already spent — so you never overshoot.
Our model reads your patterns: spending spikes, recurring leaks, and saving opportunities — then nudges you with actionable tips.
256-bit encryption, on-device processing, zero-knowledge architecture. Your money data never touches our servers unencrypted.
Visualise every week with animated bar charts. Instantly spot which days drain your wallet — and which don't.
Interactive donut chart splits every rupee by category. Tap any segment — Food, Rent, Transport — to drill into the details.
Each savings goal gets its own animated ring. Watch them fill up in real-time as you stay on budget and earn streaks.
30-day calendar heatmap shows your daily intensity at a glance. Dark = heavy spend day. Hover for exact amounts.
Rupya analyses 6 dimensions of your financial life and gives you a single score out of 100 — updated weekly.
Score updates weekly based on your habits. Improve any dimension → watch your grade rise. Hit 90+ to unlock Platinum tier.
Swipe through the experience
No bank credentials. Just consent-based linking.
Connect via Account Aggregator. Works with 60+ Indian banks. Takes 30 seconds.
Emergency fund, vacation, debt-free — pick your quest. Rupya auto-allocates your budget.
Stay on budget → earn XP & streaks. Get AI nudges when spending spikes. Level up your finances.
We don't store credentials. We don't sell data. Ever.
Bank-grade encryption for all data in transit and at rest
Account Aggregator framework. Consent-driven, audited
Sensitive processing stays on your phone. Zero-knowledge cloud
Join the waitlist. Be first to earn XP, build streaks, and finally know where every rupee goes.
Launching June 2026 · Free to use · No spam